1. Connect
The merchant connects accounts held directly with independent licensed PSPs or acquirers and configures credentials, MIDs, payment methods, and workflows.
How it works
A technology layer connecting merchants and licensed providers
Merchant → Way To Payments technology platform → licensed PSP or acquirer → card scheme or payment method.
2. Orchestrate
Our software applies configured payment-route selection, smart routing, cascading, retry logic, 3DS orchestration, risk rules, and webhook workflows.
3. Provider execution
The selected licensed provider makes authorization and acceptance decisions and performs regulated processing, acquiring, and settlement directly under its agreement with the merchant.
Funds remain outside our company
Customer funds do not enter, remain in, or get settled through Way To Payments or Platform VR Inc. We do not receive, hold, settle, or distribute customer or merchant funds and do not act as an acquirer, payment institution, bank, Merchant of Record, or custodian.